Original / Regular
	APR	APY
	0.23%	0.23%
The interest compounds and credits quarterly

Scottie Saver
	APR	APY
	0.48%	0.48%
The interest compounds and credits quarterly

Link
	APR	APY
	0.48%	0.48%
The interest compounds and credits quarterly

Gold Value
	APR	APY
	0.48%	0.48%
The interest compounds and credits quarterly

Rates based on Credit Union's earning

Certificates of Deposit Effective July 23, 2010
Term	APR	APY
6 Months	0.50%	0.50%
12 Months	0.90%	0.90%
24 Months	1.19%	1.20%
30 Months	1.69%	1.70%
Minimum Deposit $500.00
Dividends will be compounded and credited monthly. The Annual Percentage Yield (APY) disclosed assumes that dividends remain in the account until maturity. Any withdrawal will reduce earnings. A penalty may be imposed for early withdrawals.

*APY= Annual Percentage Yield.
*Dividend Rates and Annual Percentage Yields are subject to change without notice.
*Membership eligibility required
NOTE: See Account Disclosure & Fee Schedule for terms and conditions on each type of account