Original / Regular
	APR	APY
	0.65%	0.65%
The interest compounds and credits quarterly

Scottie Saver
	APR	APY
	0.90%	0.90%
The interest compounds and credits quarterly

Link
	APR	APY
	0.90%	0.90%
The interest compounds and credits quarterly

Rates based on Credit Union's earning

Certificates of Deposit Effective December 28, 2009
Term	APR	APY
6 Months	0.65%	0.65%
12 Months	1.34%	1.35%
24 Months	1.74%	1.75%
30 Months	1.88%	1.90%
Minimum Deposit $500.00
Dividends will be compounded and credited monthly. The Annual Percentage Yield (APY) disclosed assumes that dividends remain in the account until maturity. Any withdrawal will reduce earnings. A penalty may be imposed for early withdrawals.

*APY= Annual Percentage Yield.
*Dividend Rates and Annual Percentage Yields are subject to change without notice.
*Membership eligibility required
NOTE: See Account Disclosure & Fee Schedule for terms and conditions on each type of account