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Fairport Federal Credit Union mission

Our mission.

Fairport Federal Credit Union strives to form a partnership with its members and their families enabling them to attain their personal financial goals.

FFCU family

Committed to serving our members and their families.

Fairport Federal Credit Union strives to form a partnership with its members and their families enabling them to attain their personal financial goals. We will accomplish this by responding to our member's demand for reasonably priced quality products and services, in a friendly and professional manner. Fairport Federal Credit Union will continue its growth by maintaining its present level of integrity, while providing timely competitive financial options for our existing and future members.

What is a Credit Union?

A Credit Union is a financial institution wholly owned and operated by its membership. We do not generate profit for a group of stockholders, as a cooperative, all income from our operations after expenses is returned to the membership in the form of dividends on deposits, lower loan rates, or increased services.

What is the History of Fairport Federal Credit Union?

The FAIRPORT FEDERAL CREDIT UNION, established in 1972, was originally affiliated with the Fairport Central School District. The home of Kenneth Schworm served as the credit union’s first office. Over Mr. Schworm’s dining room table, Henry Bouchard, Paul Vandermeid, Robert Webster and a number of other loyal members laid the ground work to make the credit union what it is today. Over the past 35 years the credit union has relocated three times to keep pace with our growth. The present location, in the heart of the Village of Fairport, affords the credit union the space for continued growth and the ability to provide new products and services. During the 80’s the credit union’s charter was expanded to include anyone who lives, works or worships in the town of Perinton, or anyone who has a family member who does.

Fairport Federal Credit Union is a full service, non-profit, financial organization providing a variety of financial services including savings, checking, certificates, and loan services at favorable rates and terms for our members. Governed by Federal regulations and a board of volunteer directors who meet at least once a month, we now have in excess of 4,900 members. Our assets have grown to over 35 million dollars.

Who can join FFCU?

Any individual who either lives, works or worships in the Town of Perinton, or has a family member who lives or works here, may become a member of FFCU by opening a savings (share) account with a deposit of $25.00.

Lifetime Membership.

The “once a raider, always a raider” Fairport community philosophy is the same at FFCU. “Once a credit union member, always a credit union member!” You can retain your membership even if you retire, change jobs, or move from the area.

Personal Attention to Your Account: Once you are a member, you may visit or call our office any time you have a question about any of your accounts or need some advice on dealing with your personal finances. Our staff is committed to the highest level of member service. A member of the Credit Union staff will be glad to discuss any topic with you confidentially. Always remember that you, as a member of FFCU are a shareholder, and all services which we provide are designed especially for you.

The NCUSIF provides all members of federally insured credit unions with $250,000 in coverage for their single ownership accounts. These accounts include regular shares, share draft and share certificates. Individuals with account balances totaling $250,000 or less at the same insured credit union are fully insured. If a person has more than $250,000 at any single credit union, several options are available for additional share insurance coverage.

Fairport Federal Credit Union is a member of the following organizations:

  • National Credit Union Administration
  • New York Credit Union Association
  • Fairport-Perinton Chamber of Commerce