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Special Promotions

 

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Beat the Heat with a New Pool, Boat, or Central Air!


Home Improvement Loans
Now is the perfect time to apply for a New Home Improvement Loan. Take advantage of our low fixed rates to build that longed for new pool, or update to a central air system. Home Improvement Loan rates are now starting as low as 4.99% APR* for 60 months.

 

  • Fixed Rate & Payment
  • Terms up to 120 months
  • Borrow up to $20,000
  • No prepayment penalties
  • Quick application process, find out if you qualify today!

 

If you have any questions about funding your new home project, please contact us to schedule an appointment with a Lending Specialist today!



Boat Loans
Make that dream of a new boat a reality. Enjoy your the summer vacation locally with some fun on the water. With low fixed rates, now is the time to take the plunge. Boat Loan rates are now starting as low as 2.74% APR* for 48 months.

 

  • 100% Financing
  • Borrow up to $150,000
  • Terms up to 240 months
  • Fixed Rate & Payment
  • No prepayment penalties
  • Quick application process, find out if you qualify today!

 

Let us help you get your Summer Fun started by contacting us today .

Apply Now 


* APR=Annual Percentage Rate. Stated 4.99% APR is based on member qualifying for a Discount for a Home Improvement Loan with a term up to 60 months. Stated rate applies to the highest credit score pricing tier. Rates vary upon credit score. Rates and terms vary based on term of the loan, and amount financed. Other rates and terms are available. Rates subject to credit approval. 

** Rate of 2.74% is based on member qualifying for a Discount for a term of up to 48 months, and for new RVs and Boats year 2019-2021. Stated rate applies to the highest credit score pricing tier. Rates vary upon credit score. Rates and terms vary based on year of boat, term of the loan, and amount financed. Other rates and terms are available. Rates subject to credit approval.

The Credit Union reserves the right to change any conditions of these programs, or to withdraw them, without prior notice. Contact a Loan Representative at a branch nearest you or apply online at www.flfcu.org. New money only. Please check with a Member Service Representative for membership eligibility requirements. Not a member? Join today! An Equal Housing Lender. 
 
This Credit Union is federally insured by the National Credit Union Administration.


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Fairport Credit Union has the HELOC made to fit your needs!


Home Equity Line of Credit

Use your home's equity to fund the important things in life. Our exclusive low fixed introductory rates are now starting as low as 2.49% APR* for 12 months. After the introductory period the variable rate will be determined by the Prime Rate minus .25% APR*.

We offer competitive rates on home equity loans, to help you finance what's important to you. With low rates and flexible terms our team can provide guidance, tailored to your unique financial picture and work to find repayment terms that will fit your needs.

  • Flexibility to draw funds as needed. Open end revolving line of credit.
  • No Closing Costs or Annual Fees
  • Borrow up to 85% of your Home's Equity
  • Flexible Repayment Terms

 

Discover the possibilities, and contact us today 


*APR (Annual Percentage Rate). Rate is accurate as of 4/10/2020. The introductory rate is fixed at 2.49% for the first 12 months. After 12 months, the loan will be a variable rate based on Prime minus .25% with a floor of 3.00% for the remainder of the loan. The maximum (ceiling) APR is 16%. The rate will be based on the Prime Rate as published in the Wall Street Journal. Loan to Value (LTV) of 85% or below. This is only available for personal use when secured by a single family owner occupied dwelling. Property Insurance and flood insurance if applicable, is required. The Credit Union will pay the initial closing costs on this HELOC, however if the line is closed and discharged for any reason within the first 36 months, you will reimburse Fairport CU for all third party closing costs paid on your behalf at closing. Rates subject to credit and property approval. The Credit Union reserves the right to change any conditions of these programs, or to withdraw them, without prior notice. Other restrictions and limitations may apply. New money only. Consult a tax advisor regarding the deductibility of interest. Contact us for membership eligibility requirements. An Equal Housing Lender. Limited time offer.

This Credit Union is federally insured by the National Credit Union Administration. NMLS ID 493624.


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Refinance & Save!

Mortgages
Save money on your Mortgage by refinancing with Fairport Credit Union. Let us help you find the options available to you. You could save money by refinancing with our low fixed interest rates. Pay off you loan sooner. Lower your monthly payment. Discover the possibilities today.

  • Quick Turnaround
  • Local Decision Making
  • Easy Online Application
  • Competitive Rates & Closing Costs

Call or Make an Appointment and we'll show you how!  


Apply Now 


*APR = Annual Percentage Rate effective as of 07/22/2020. Subject to credit approval, home appraisal, and requires homeowners insurance.  Rates, terms, and conditions are subject to change without prior notice. Many other rates and terms are also available.  This loan is subject to closing costs. Please consult with a FLFCU mortgage lender for more information. Consult your tax advisor regarding deductibility of interest. The Credit Union is an equal housing lender and federally insured by NCUA. NMLS #(493624)

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ScoreCard® Rewards


We want you to get the most out of your credit union membership. Now just by using your Fairport Credit Union VISA Credit Card or Debit Card you will earn points that you can redeem for top name brand merchandise and more with every dollar you spend thanks to our new ScoreCard® Rewards program. There is nothing extra you need to do! With your Fairport Credit Union VISA Credit or Debit Card you are automatically enrolled in our free ScoreCard® Rewards program.

Earn points when you use your Fairport Credit Union card to make every day purchases. You can then accumulate points and redeem them for:

  • Top name brand items
  • Vacation getaways
  • Airfare, hotel and car rentals
  • Valuable services
  • And more

How it Works

If you already have a Fairport Credit Union VISA Credit or Debit Card, there is nothing you need to do.Use your card to start earning rewards today.Online ordering is available 24/7 and shipping is free.Expedited shipping is available at an additional point cost. View a PDF of FAQs regarding the ScoreCard® program.


Don't have a Fairport Credit Union VISA Credit Card? The time to apply for a FLFCU Visa is now. Need a FLFCU Debit Card? Contact us or stop by a branch near you. Combine the benefits of low rates with the perks of ScoreCard®  Rewards.


Using Your ScoreCard Points

To keep track of your points go to the ScoreCard® Rewards website and create your own unique login. There you can combine points with other members of your family, check out current promotions that can earn you extra points and choose your rewards. Click the button below to login today.


ScoreCard Rewards




ScoreCard® Rewards Support

1-800-854-0790

Open 24/7 (except federal holidays)


ScoreCard® Rewards Travel Services

1-800-842-3006

Mon-Fri 9 AM - 9 PM

Sat-Sun 9 AM - 5 PM

 


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