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Loan Rates as of January 2018.


Titled Vehicles (New or Used) Term(up to) Annual Percentage Rate
2016 - 2018 84 months 3.09%
2015 - 2018 72 months 2.39%
2011 - 2018 60 months 2.19%
2003 - 2010 48 months 2.49%
Vehicle Secured Loans (2010 or newer)
Minimum of $1,000 Maximum of $25,000 60 months 2.39%
Classic / Antique Vehicles
Maximum Amount: $30,000 60 months3.99%
Motorcycles
2008 - 2018 Up to 60 months 2.89%
2008 - 2007 48 months 3.59%
Home Improvement
Maximum Amount: $20,000 60 months 5.35%
- 84 months 5.99%
Personal / Smile Saver
Maximum Amount: $10,000 36 months 6.99%
Maximum Amount: $10,000 48 months 7.49%
Debt Consolidation
Maximum Amount: $10,000 48 months 9.99%
Certificate Secured
Corresponding CD rate plus 3.00%
Line of Credit / Overdraft Protection
Max. Line: $5,000 / Min. Line: $200 12.9%
Motor Homes (Class A)
Maximum amount: $50,000 1 - 5 years 4.99%
Maximum amount: $50,000 6 - 7 years 5.69%
Maximum amount: $50,000 8 - 10 years 5.99%
Campers & Boats: 2000 or newer
Maximum Amount: $30,000 1 to 5 years4.99%
Maximum Amount: $30,000 6 to 7 years 5.69%
Maximum Amount: $30,000 8 to 10 years5.99%
ATVs, Lawn & Garden Equipment, Tractors, & Utility Trailer
Maximum Amount: $10,000 48 Months 5.99%
Home Equity Products Information available upon request


Home Equity products as of January 2018 Annual Percentage Rate*
Fixed Rate Equity Loan*
up to 60 Months $20,000-$100,0002.99%
up to 84 Months $5,000-$100,0003.99%
up to 120 Months $5,000-$100,0004.19%
up to 180 months. $5,000–$100,0004.49%
Home Equity Preferred (Type 68)** Current Prime Rate -.30%
Credit Lines: $10,000–$250,000 85% loan to value ratio

*:NO CLOSING COSTS FOR ANY LOAN AMOUNT if loan is open for minimum of 36 months. **:Must meet individual product requirements. Call for additional information and requirements on individual loan types. Rates are subject to change withouht notice. All credit is subject to approval and must meet credit granting terms and conditions. Rates do not apply to refinance of an existing Fairport CU loan.


Payment Protection Options

Fairport Federal Credit Union Payment Protection is low cost Life and Disability coverage that protects families in the event of a death or disability. In the event of a death, Life coverage will pay the insurable loan balance in full. With Disability coverage, members will have the peace of mind knowing monthly payments will be paid, after the first 30 days when a disability occurs.

Rates stated as Annual Percentage Rate. Rates subject ot change. Rules subject ot change.

Fairport Federal Credit Union

70 S. Main St.
Fairport, New York 14450
Telephone: (585)223-9151
Fax: (585)425-7253
Email : infoffcu@rochester.rr.com






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