Monday – Thursday: 9am–5pm.   Friday: 9am–5:30pm.   Saturday: 9am–12:30pm   585.223.9151   585.425.7253

Loan Rates as of March 18, 2019.

Titled Vehicles (Autos and Motorcycles) Term(up to) Annual Percentage Rate
2017 - 2019 60 months 2.99%
2017 - 2019 72 months 3.29%
2017 - 2019 84 months 4.09%
2013 - 2016 60 months 3.39%
2013 - 2016 72 months 3.79%
2011 - 2012 48 months 3.99%
2004 - 2010 48 months 4.99%
Vehicle Secured Loans (2013 or newer)
Minimum of $1,000 Maximum of $25,000 60 months 2.59%
Classic / Antique Vehicles
Maximum Amount: $30,000 60 months3.99%
Home Improvement
Maximum Amount: $20,000 60 months 5.35%
- 84 months 5.99%
Personal / Smile Saver
Maximum Amount: $10,000 36 months 6.99%
Maximum Amount: $10,000 48 months 7.49%
Debt Consolidation
Maximum Amount: $10,000 48 months 9.99%
Certificate Secured
Corresponding CD rate plus 3.00%
Line of Credit / Overdraft Protection
Max. Line: $5,000 / Min. Line: $200 12.9%
Motor Homes (Class A)
Maximum amount: $50,000 1 - 5 years 4.99%
Maximum amount: $50,000 6 - 7 years 5.69%
Maximum amount: $50,000 8 - 10 years 5.99%
Campers & Boats: 2000 or newer
Maximum Amount: $30,000 1 to 5 years4.99%
Maximum Amount: $30,000 6 to 7 years 5.69%
Maximum Amount: $30,000 8 to 10 years5.99%
ATVs, Lawn & Garden Equipment, Tractors, & Utility Trailer
Maximum Amount: $10,000 48 Months 5.99%
Home Equity Products Information available upon request

Home Equity products as of April 8, 2019 Annual Percentage Rate*
Fixed Rate Equity Loan*
- up to 60 Months $20,000-$100,0004.39%
- up to 120 Months $5,000-$100,0004.99%
- up to 180 Months $5,000-$100,000 - 1st Lein4.99%
- up to 180 Months $5,000-$100,000 - 2nd Lein5.49%
Home Equity Line of Credit
$10,000 - $250,000
85% loan to value ratio Prime -.50%

Please call for additional information and requirements on individual loan types. Must meet individual products requirements

*:NO CLOSING COSTS FOR ANY LOAN AMOUNT if loan is open for minimum of 36 months. **:Must meet individual product requirements. Call for additional information and requirements on individual loan types. Rates are subject to change withouht notice. All credit is subject to approval and must meet credit granting terms and conditions. Rates do not apply to refinance of an existing Fairport CU loan.

Payment Protection Options

Fairport Federal Credit Union Payment Protection is low cost Life and Disability coverage that protects families in the event of a death or disability. In the event of a death, Life coverage will pay the insurable loan balance in full. With Disability coverage, members will have the peace of mind knowing monthly payments will be paid, after the first 30 days when a disability occurs.

Rates stated as Annual Percentage Rate. Rates subject ot change. Rules subject ot change.

Fairport Federal Credit Union

70 S. Main St.
Fairport, New York 14450
Telephone: (585)223-9151
Fax: (585)425-7253
Email :

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